Terms of use

App Terms & Conditions

The Super Obvious App (App) is a mobile and web application for accessing your Super Obvious customer account. It is made available by the Super Obvious Group (Super Obvious Pty Ltd) and its related entities.

The App allows you to:

  • check your account balance;
  • manage your investments;
  • view portfolio information; and
  • view editorial and news content.

By accessing and completing the registration process for the App you accept these Terms of Use and agree to be bound by them and by any other notice contained in the App (as amended from time to time).

If you do not accept these Terms of Use, you will be unable to use this App or any material available on this App.

1. Access

You will only be able to use the App if:

  • you are an Australian resident;
  • you are accessing the App on a compatible device; and
  • you successfully completed the registration process for the App (including, establishing a username and password and accepting these Terms of Use).

To access the App after registration, you will need to login using your username and password.

You agree that you will not disclose your username and password to any other person and that you will comply with the terms governing your Super Obvious customer account.

2. Fees and charges

Using the App on a mobile device may incur fees charged by your mobile service provider for downloading and using the App. Any such fees are your sole responsibility and any matters regarding such fees should be raised with your mobile service provider.

3. Your obligations

You agree that:

  • you will not act fraudulently or maliciously in relation to the App or its software. For example, you will not copy, modify, adversely affect, reverse engineer, hack into or insert malicious code into the App or its software;
  • you will not override the software lockdown on your device (i.e. jailbreak your device);
  • you will comply with the terms applying to your Super Obvious customer account as provided to you by us from time to time;
  • you will not leave your device unattended and left logged into the App; and
  • you will lock your device or take other steps necessary to stop unauthorised use of the App.

4. We only provide general information

Super Obvious currently does not offer a financial product. Super Obvious will be launching soon. The information contained in this website is general advice only and has been prepared by Super Obvious which means we haven’t taken into account your objectives, financial situation and needs. You should consider whether the information is appropriate, and whether you need to speak to an accredited or licensed financial professional before making any decisions, financial or otherwise, that involve Super Obvious or any product for that matter. A Product Disclosure Statement for the product will be made available when the product becomes available. 

As always, you should consider the Product Disclosure Statement in deciding whether to acquire, or continue to hold, the product..

5. Links to third party material, websites and software

The App may include third party materials and links to external websites, which may include websites that have software available for download. Those links are provided for convenience only and may not remain current or be maintained.

We do not endorse or approve the owners or operators of any third party material or websites, any information, graphics or materials on these websites, or any goods or services (including software) offered on these websites.

To the extent permitted by law, we do not accept responsibility or liability for, nor do we give any warranty in respect of, any third party material or websites, their contents, or any goods and services they offer.

Third party websites are not subject to our Privacy Policy. We suggest that you read the privacy policy relevant to each third party website that you access through the App.

6. Our privacy statement

We're committed to respecting your privacy. The Privacy Act 1988(Cth) regulates how we handle your personal information, including how we collect, use, disclose and secure it.

By using the App, you consent and agree to your personal information being collected and used by us and other parties as explained in this privacy statement. If we don't collect this information, then we may not be able to provide the products or services you request.

The type of information about you we collect and use includes your name, date of birth, contact details (including your address (postal or email) and contact number), tax file number and other information that you provide when opening your account, as we well as records of your account transactions and the balance of your Super Obvious customer account.

We may collect and use your personal information:

  • when you ask us to provide you with information about our products or services;
  • to arrange, provide, manage and improve financial products and services for you (this includes processing your application for a financial product, and opening, administering and maintaining your membership/client account and records);
  • to identify you and investigate and protect against fraud and unlawful activity;
  • to comply with laws which apply to us (including anti-money laundering and counter-terrorism financing laws and theSuperannuation Industry (Supervision) Act 1993 (Cth)), assist regulatory authorities and protect our lawful interests; and
  • subject to our legal obligations and any request to unsubscribe from direct marketing, to provide you with promotional information about financial products and services (we may also share your personal information with our related bodies corporate and joint promotion partners for this purpose).

Your personal information may be provided confidentially to external service providers, including any trustee, custodian, auditor, taxation adviser, legal adviser and information technology consultants. We may also provide your personal information to external service providers to verify your identity.

We may disclose your personal information to our related companies located in Australia, but only so those related companies can assist us with functions relating to managing your account.

Additionally, your personal information will be disclosed if required by law to do so.

For more information about how we handle your personal information, how you can access, correct and update your personal information and how we manage privacy related complaints, refer to our Privacy Policy available at www.superobvious.com.au. You can also ask us to provide a link to a digital copy of our Privacy Policy, which we’ll do free of charge - just email us at hello@superobvious.com.au.

7. Warranties

While we have taken all reasonable steps to ensure that the information contained in the App does not contain any mistakes (and is accurate and complete), we do not warrant that the information is free from error or omission, or that the information is adequate, complete or suitable for your intended use. So, we recommend you seek independent advice before acting on any information on the App.

We do not warrant that the quality of the products or services made available on the App will meet your expectations.

8. Our liability is limited

To the extent permitted by law, neither we, nor any of our employees, agents or officers, accept or are liable for any direct, indirect or incidental loss, loss of profits, liability or claim arising from, or any costs, charges or expenses incurred as a result of:

  • any reliance upon the information contained in the App;
  • your use of the App;
  • any theft or unauthorised access to the App;
  • any omissions, defects, errors, or viruses contained in the App; or
  • any revision, suspension or discontinuance of the App or websites which are linked to the App,

whether in contract, tort (including negligence), by statute or otherwise.

Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at our option to:

  • the resupply of the services (or part of them); or
  • the payment of the cost of having the services supplied again.

9. We own copyright and trademarks

The material on the App is copyright protected. Except to the extent prescribed by the Copyright Act 1968 (Cth), or where you obtain our prior written consent, you are prohibited from reproducing, creating links to, framing, uploading to a third party or storing or transmitting any part of the App.

You must not commercialise (in any form or by any means) any information, products or services contained on our websites without our prior written consent.

The App also contains registered trademarks owned by us. You are prohibited from using these trademarks in any way without our prior written consent.

10. These terms may change from time to time

These are our current Terms of Use. They replace any others which have appeared previously on our website.

We may amend these Terms of Use at any time, in which case an amended version will be published on the App. Your acceptance of these Terms of Use demonstrates that you agree that in publishing the amended version, we have provided sufficient notice of the changes. You also agree that your subsequent access, viewing or use of the App demonstrates your acceptance of these Terms of Use.

11. We're able to suspend or terminate your access and use of the App

Your permission to access, view or use the App may be suspended or terminated at any time by us without notice. All disclaimers and limitations of liability included in these Terms of Use will survive termination.

12. These terms are governed by Australian laws

The information on this website is compliant with the laws of the State of New South Wales and the Commonwealth of Australia. The website may not comply with the laws of any other country.

Any disputes must be determined by the courts having jurisdiction in New South Wales, Australia in accordance with laws in force in New South Wales. You irrevocably and unconditionally submit to this jurisdiction.

13. Other matters

No delay or failure to act in accordance with these Terms of Use will be construed as a waiver of or in any way prejudice, any of our rights.

Upon being registered to use the App on your compatible device, we grant you a non-transferable licence to use the App on that device in accordance with these Terms of Use and either the Apple Usage Rules in the Apple Store Terms of Service or the Google Terms of Service (as applicable).

Apple, the Apple logo, iPhone, iPod touch and iPad are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Android is a trademark of Google Inc.

Aboriginal flag
Torres Strait Islander Flag

Super Obvious acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders, past, present and emerging. We recognise the enduring relationship First Nations peoples have with the country and that sovereignty was never ceded.